Terms & Conditions

Effective Date: January 1, 2026

These Terms and Conditions (“Terms”) govern your access to and use of the website https://www.heritagefinance.site (the “Website”) operated by Heritage Finance (“we,” “our,” or “us”).

By accessing or using this Website, you agree to be bound by these Terms. If you do not agree, please do not use the Website.

1. Educational Purpose Only

The content provided on this Website is for general informational and educational purposes only. Nothing on this Website constitutes individualized financial, investment, tax, legal, insurance, or accounting advice.

2. No Professional Relationship

Use of this Website or submission of information does not create an advisor-client, broker-client, fiduciary, or professional relationship. Any such relationship, if established, will be governed by separate written agreements.

3. User Submissions

By submitting information through forms or surveys on this Website, you represent that the information provided is accurate and that you have the legal right to submit it.

You agree not to submit sensitive personal data such as Social Security numbers, account numbers, or login credentials.

4. Communications Consent

By providing your contact information, you consent to receive communications from Heritage Finance by phone, email, or text message regarding your inquiry, subject to applicable laws and regulations.

5. Third-Party Services

Heritage Finance may work with third-party service providers, financial professionals, or technology vendors to support website operations and communications. We are not responsible for the actions or services of third parties.

6. Intellectual Property

All content on this Website, including text, logos, graphics, and design elements, is owned by or licensed to Heritage Finance and is protected by applicable intellectual property laws.

You may not copy, reproduce, distribute, or create derivative works without prior written permission.

7. Disclaimer of Warranties

This Website is provided “as is” and “as available,” without warranties of any kind, express or implied. We do not guarantee the accuracy, completeness, or reliability of any content.

8. Limitation of Liability

To the fullest extent permitted by law, Heritage Finance shall not be liable for any direct, indirect, incidental, consequential, or special damages arising out of or related to your use of the Website.

9. Indemnification

You agree to indemnify and hold harmless Heritage Finance from any claims, damages, liabilities, or expenses arising from your use of the Website or violation of these Terms.

10. Third-Party Links

The Website may contain links to third-party websites. We do not control and are not responsible for the content or practices of those websites.

11. Modifications

We reserve the right to modify these Terms at any time. Updates will be posted on this page with a revised effective date.

12. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the United States and the state in which Heritage Finance operates, without regard to conflict of law principles.

13. Contact Information

If you have questions regarding these Terms, please contact us at:

Heritage Finance
Website: https://www.heritagefinance.site
Email: privacy@heritagefinance.site